Preheat oven to 400°F.
Prep veggies: Dice your onion then rinse and drain beans.
Heat medium to large saute pan over medium high heat.
Add avocado oil to the pan.
Sauté onion in avocado oil for 2 minutes, then add turkey and cook through. Drain excess fat.
Stir in beans, pico de gallo, taco seasoning, and water. Simmer until thickened then turn heat off and set aside.
Spray a baking sheet with nonstick spray.
Lay 6 tortillas on the pan, 1/2 on and 1/2 off the sides so we can fold in later. Be sure to overlapping to cover the bottom of the pan.
Add the turkey mixture, top with cheese, and place the 7th tortilla on the top in the center.
Fold sides in, spray with cooking spray, and place another baking sheet on top to press.
Bake for 20 minutes. Flip onto a cutting board, slice into 8 wraps, and enjoy!